Business Insurance
Whether you are starting a new business or you have been in business for decades, you know the value and necessity of covering your business and its assets. Talk to a Gibraltar business insurance agent to ensure you have the coverage needed in the case of a lawsuit or a property loss so you don't take any steps back and you and your employees will live to work another day.
I am starting a new venture, what type of insurance do I need?
It depends on the type of business you are starting. You will probably need at minimum a General Liability policy.
When do I need workers compensation coverage?
If you have one employee or 100 employees it is wise to ensure those employees in case of work related injury, especially if they have a physical job.
Does business insurance cover me if I get sued by a customer?
Yes, general liability policies will cover your liability if you damage property or a person while performing your job, some exclusions may apply so speak to an Gibraltar insurance agent.
I am a vendor and my contracts are asking for a certificate of insurance, how do I obtain one?
Your agent can create a certificate of insurance for you that summarizes all of your coverage. Make sure your coverage matches your contracted insurance requirements.
I used my car for work. Will my personal auto insurance cover me if I have an accident while work?
Yes and No. If an insurance carrier finds out your vehicle is used for commercial purposes and you have a claim, they may cover you initially but cancel or non-renew you due to usage. We recommend commercial auto insurance for all business use vehicles.
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Complete Coverage
Comprehensive Coverage review ensure your business is properly covered
Business Owners Package
We can provide a comprehensive coverage in one simple package that makes billing and renewal easy and affordable.
Workers Compensation
Protect your employees by providing coverage from work related injuries, protect your business from the cost to defend yourself in the case of a worker injury or lawsuit.
Commercial Auto
Whether you are a realtor or commercial trucker we have the coverage that will fit your needs and budget while keeping you operating within the regulations of the state.